Our Company

We are primarily an online loan company offering loans up to N2,000,000.00 for customers who live and work in Lagos state. We commenced operations in January 2017 under a limited liability ownership structure with shareholding of N20Million, which has attracted investments of more than N500Million in the first 16 months of business.

The company started with an idea to offer short term loans between N100k- N2M to customers with evidence of monthly income, a bank account from an online only portal which ensured a more confidential, accessible and convenient option to customers with busy schedules.

We are only online, which means you can apply for our loans from the comfort of your computer or mobile screens by logging on to our website www.efinanceng.com
Our short term loans are intended to help with short term cash flow circumstances like to pay rent, help with school fees or even for a home makeover in time for the holidays.

OUR 3 STEP 24 HOUR PROMISE

Once we receive your Application

1

You get an application received notification from us

Please confirm the amount and duration you are most comfortable with using our online calculator.

2

We verify all your documentation

Please give this up to 12 working hours to get in touch with the banks, pension office and address you supplied to us.

3

Get Your Cash - Loan Approved!

That is it! Within 24 hours your loan will be approved and funds credited into your existing bank account.

NO ADDITIONAL CHARGES

We promise not to add additional charges to your monthly repayment if you make all payments due on time.
Additional payments become inevitable when we don’t receive your payments in full and on time.
If you are unsure of making your repayments in full please email our customer service team on info@efinanceng.com 72hrs before your due date to ensure we don’t additional incur administrative charges by from the Bank.

Why People Choose Us

Dedicated Specialists

Our size ensure we are able to address each application on a case by case basis.

No front Appraisal Fees!

Just ask any of our customers who make up 80% of our referral based marketing on why they prefer us as their monthly financial partner.

Success Stories Rating

We promise not to add additional charges to your monthly repayment if you make all payments due on time. Additional payments become inevitable when we don’t receive your payments in full and on time.