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E-FINANCE NIGERIA LTD

Terms & Conditions

These Terms and Conditions apply to and regulate the provision of credit facilities advance by EFinance Limited (” the Lender”). These standard Terms and Conditions together with our offer letter set out the terms governing this Loan Agreement. It is important that you read the offer letter and these Terms and Conditions carefully and keep them for future reference.

 

INTEREST

 

PAYMENTS

All payments by the Borrower will be made by one of the following methods. Direct deposit at the Bank, personal cheques, standing order or through an acceptable electronic channel. All other methods will be accepted with the Lender's consent only. In particular:

 

PROVISION OF FINANCIAL INFORMATION

At our request, you will be required to provide us with latest financial statements, contingent liability details and any other reasonable information relating to you and/or your financial affairs.

 

USE OF CREDIT BUREAU

 

DEFAULT

Default in terms of this Agreement will occur if:

If the Borrowers default in their obligations under this Agreement, the Lender will be entitled to do the following.

 

COMMUNICATION

The Borrower agrees that the Lender may communicate with them by sending notices, messages, alerts and statement in relation to this Agreement in the following manner:

 

MISCELLANEOUS

This Agreement shall be governed by the laws of the Federal Republic of Nigeria and shall be subject to the jurisdiction of the courts of the Federal Republic of Nigeria.

 

THE APPLICATION ALSO SERVES AS AN ACCOUNT OPENING FORM