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Get a quick loan in Nigeria within 24 hours

With efinance, you can receive an instant mobile loan online when you need it the most. Apply from our website to get a soft loan of up to 5million Naira. It is quick and easy.

Grow your side hustle with a quick loan

Receive the instant loans you need when you need it the most. Apply to get up to 5million Naira soft loan. It is quick and easy.

Simple and Easy application process

It is quick and easy to get an instant loan in Nigeria with efinance, the top online mobile loan company.

Here's how it works

We have a very quick, easy and transparent
3 step process for loans


Submit an Application

Once we receive your loan application, you get an application received notification from us - please confirm the amount and duration you are most comfortable with using our online calculator.


We verify all your documentation - give us up to 12 hours to verify all documentation provided.

Receive your Loan

That is it! Within 24 hours your loan will be approved and funds credited into your existing bank account.

Loan Calculator

To pay back in:

Why e-finance loans?

How it works


Here are the things we need to process
your loan

Bank Verification
6 Months' Payslips / Bank Statements
Employment /
Work Details
Ready to get a loan? We’ve got your back.
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What our
customers say

Needed cash to pay my landlord and eFINANCE gave me in minutes.

Insurance Broker

Needed cash to take up a PS4 deal and they gave me the advantage.


Had to buy Land and I was given a loan in no time.

Civil Servant
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