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Invest and watch your money grow. Invest for the future and make your money work for you.

E- Finance is a financial services institution specializing in consumer finance products targeted at the low-middle class consumer segmented market of salaried and self-employed individuals.
E – Finance Investment Loan Note
The Investment Loan Note (ILN) is a product developed and operated by E-Finance, for the purpose of expanding and growing the business and with the multi-purpose aim of enabling investors access a stable and consistent yield on their investment

Why Invest with Us?

Attractive rates on your investment of up 16% per annum.
(subject to review in line with Money Market dictates and tenor of investment)
Flexible Tenor
Interest Payments Upfront, Monthly or at Maturity
Adjustable rates above baseline inflation rate

How to Invest

Send an email to customerservice@efinanceng.com or info@efinanceng.com to complete the Investment Loan Note (ILN) agreement and indicating your preferred investment amount and tenor.

Alternatively you can call 0700 3346 2623 or 0906 444 4387

Complete the ILN agreement and forward additional supporting documentation

Once all necessary documentation has been received, we would create an investment account and provide necessary steps to fund the account

Interest would be paid into your designated account as specified in the ILN agreement.


  • Minimum Investment of N250,000
  • Competitive Interest rates benchmarked against risk free rates
  • Interest paid directly into your designated Bank Account
  • Minimum tenor of 90 days